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True Rate Insurance Blog

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Dear Insurance Adviser, I have two sons, 17 and 19, who are killing me on car insurance. They are paying some of the money and are working, so it's not the worst situation. However, I'm about to retire from the military, and one son is planning to go into the Army and the other to college in the fall. READ MORE >>

Summer is the time when most people start going out for events, travel, or just for fun. It is only natural to want to enjoy your sports car during the warm weather, but it is important to understand some of the unique situations that can occur during the summer. READ MORE >>

California auto insurance buyers are paying less for coverage than they were two decades ago while rates rose substantially for the rest of the country, says the Consumer Federation of America. The consumer group attributes the decrease to the state’s regulatory reform under Proposition 103, which mandates prior approval for rate increases. READ MORE >>

Smartphones are amazing. Now they can get you out of a ticket. Twenty-four states now allow drivers to show electronic proof of insurance coverage during a traffic stop, according to the Property Casualty Insurance Association of America (PCI). READ MORE >>

Unfortunately, insurance coverage is not permanent. Even more importantly, you should never assume that by paying money toward premiums for an insurance policy that it cannot be cancelled. After all, your insurance company may decide not to allow the driver to renew their contract when the contract ends. READ MORE >>

The California Department of Insurance (CDI) is currently monitoring several wildfires in the state, including the Springs Fire in Ventura County and the Summit Fire in Riverside County. Insurance Commissioner Dave Jones is reminding fire evacuees that they may be eligible for reimbursement for additional living expenses (ALE) due to mandatory evacuations. READ MORE >>

As wind-driven wildfires rush toward homes and force evacuations in Los Angeles and Ventura counties, state officials urged residents Friday to take full advantage of their insurance policies. "Families are already fearful of losing everything they own, they should not worry about paying for hot... READ MORE >>

A look at the rules governing drivers’ licenses for older adults. Licenses are renewed every five years, and until age 70 drivers may automatically be granted two five-year renewals by mail or online. Starting at 70, drivers must renew in person, taking a written test and eye exam. READ MORE >>

What is an act of God? Most definitions use language like, "an unavoidable catastrophe caused by nature" and "something that alters events in a way outside of human control." As you may expect, it has nothing to do with believing a supreme being is a causal factor, but simply refers to unexpected situations and disasters that cannot be controlled, usually related to the natural world. READ MORE >>

Question: I know a provisional driver who is ticketed for violating their license restrictions is still covered by their auto insurer. Is this true everywhere?  Specifically, what about California?  How could a restriction violation affect my teen's license and her insurance? READ MORE >>

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True Rate Insurance | 3 Locations to Serve You: Los Angeles - Bell - Whittier | Ph: 323-735-1600 | CA License#0C26157            Copyright True Rate Insurance 2012
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