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True Rate Insurance Blog: car

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Dear Insurance Adviser, I have two sons, 17 and 19, who are killing me on car insurance. They are paying some of the money and are working, so it's not the worst situation. However, I'm about to retire from the military, and one son is planning to go into the Army and the other to college in the fall. READ MORE >>

Summer is the time when most people start going out for events, travel, or just for fun. It is only natural to want to enjoy your sports car during the warm weather, but it is important to understand some of the unique situations that can occur during the summer. READ MORE >>

Smartphones are amazing. Now they can get you out of a ticket. Twenty-four states now allow drivers to show electronic proof of insurance coverage during a traffic stop, according to the Property Casualty Insurance Association of America (PCI). READ MORE >>

Unfortunately, insurance coverage is not permanent. Even more importantly, you should never assume that by paying money toward premiums for an insurance policy that it cannot be cancelled. After all, your insurance company may decide not to allow the driver to renew their contract when the contract ends. READ MORE >>

What is an act of God? Most definitions use language like, "an unavoidable catastrophe caused by nature" and "something that alters events in a way outside of human control." As you may expect, it has nothing to do with believing a supreme being is a causal factor, but simply refers to unexpected situations and disasters that cannot be controlled, usually related to the natural world. READ MORE >>

Question: I know a provisional driver who is ticketed for violating their license restrictions is still covered by their auto insurer. Is this true everywhere?  Specifically, what about California?  How could a restriction violation affect my teen's license and her insurance? READ MORE >>

There are a wide variety of April Fool’s Day jokes out there- from telling people that dihydrogen monoxide is coming out of the sink (dihydrogen monoxide is the chemical name for water) to aluminum foiling your bosses office (not that Trusted Choice endorses such pranks, mind you). READ MORE >>

Driving can open up new opportunities for teens but with those opportunities comes responsibility. It’s important for teens to understand those responsibilities and for parents to set appropriate expectations. READ MORE >>

Ronald D. White California auto insurance premiums are among most expensive in the U.S., ranking seventh-highest in a new analysis by Insure.com. But there are worse states to live in in term of auto coverage. It costs more to insure most cars, trucks and sport utility vehicles in Louisiana than in any other state. READ MORE >>

The main factor that sets usage based car insurance policies apart from regular insurance policies is how the premium for usage based policies is determined.  The amount of premium paid for usage based car insurance policies is dependent on the type of car you drive, the amount of hours you ... READ MORE >>

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