Call us at 855-735-1600
Home Page Get A Quote Contact Us Newsletter Home Page
  • Home
  • Get A Quote
    • AutomobileImage of right arrow
      • Auto Insurance Quote
      • Los Angeles Car Insurance
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • Los Angeles Commercial Insurance
    • Dental
    • Flood
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Los Angeles Home Insurance
    • Life
    • Motorcycle
    • Other
    • Renters
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
    • Homeowners
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Frequently Asked Questions
    • News Center
  • About Us
    • About True Rate Insurance
    • Our Locations
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Lines of business buttons Auto Home Commercial Life Dental Registration Services International Drivers' License Mexican Insurance Motorcycle Boats Road Side Service
Home > Blog > California Department of Insurance Reminds Homeowner Evacuees Subject to Reimbursement
MONDAY, MAY 13, 2013

California Department of Insurance Reminds Homeowner Evacuees Subject to Reimbursement

The California Department of Insurance (CDI) is currently monitoring several wildfires in the state, including the Springs Fire in Ventura County and the Summit Fire in Riverside County. Insurance Commissioner Dave Jones is reminding fire evacuees that they may be eligible for reimbursement for additional living expenses (ALE) due to mandatory evacuations.

“Families are already fearful of losing everything they own, they should not worry about paying for hotels, meals and other incidentals,” said Commissioner Jones. “Many homeowners’ insurance policies cover the additional living expenses incurred by a mandatory evacuation.”

Mandatory evacuations have been ordered in the Springs Fire which has already scorched 10,000 acres, damaged at least 15 homes, five commercial properties and 15 outbuildings. As many as 4,000 homes remain threatened and many road closures are in place. The Summit Fire is 65 percent contained, destroyed one structure and all evacuations for have been lifted.

Many homeowner insurance policies cover ALE during natural disasters. This permits homeowners to maintain their normal standard of living by covering the increased living expenses incurred as a result of damage caused by the fire or a mandatory evacuation. ALE coverage typically includes extra food and housing costs, furniture rental, relocation and storage costs, telephone installation and extra transportation expenses to and from school or work.

Policy provisions, including deductibles, vary by company, so be sure to check with your insurer to see what limitations may apply to your coverage.

Commissioner Jones reminds all Californians that CDI is here to help and also urges residents to get prepared for wildfires today by taking three important steps before any disaster. Reimbursement

- Make sure your insurance policies are up to date and you have copies in two alternate locations.
- Conduct a home inventory that collects photos, has detailed descriptions and is easily updated.
- Have a defensible space of 100 feet around your home.

A free home inventory guide is available on the CDI Web site at www.insurance.ca.gov, or by calling the CDI Consumer Hotline at 800-927-HELP. (Source: CDI, LoanSafe.org)
Posted 11:37 AM

Tags: insurance, homeowners, california, ventura county, los angeles, wildfires, reimbursement
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2013
  • 2012

  • insurance(22)
  • california(19)
  • los angeles car insurance(15)
  • los angeles(13)
  • auto insurance(6)
  • true rate insurance agency(5)
  • car insurance(5)
  • los angeles auto insurance(4)
  • true rate insurance(3)
  • home insurance(3)
  • california car insurance(3)
  • los angeles insurance(2)
  • teen drivers(2)
  • homeowners(2)
  • california home insurance(2)
  • comprehensive auto insurance(2)
  • true rate auto insurance(1)
  • refer a friend(1)
  • home fires(1)
  • superstorm sandy(1)
  • family(1)
  • auto insurance rates(1)
  • carpooling(1)
  • car share(1)
  • save on los angeles car insurance(1)
  • teen driving violations(1)
  • proof of car insurance(1)
  • brush fires(1)
  • vision insurance(1)
  • car(1)
  • win prizes(1)
  • san francisco(1)
  • auto policy(1)
  • reimbursement(1)
  • referrals(1)
  • ventura county(1)
  • proposition 33(1)
  • preparations(1)
  • leased vehicle(1)
  • california insurance commisioner(1)
  • state minimum requirements(1)
  • los angels.(1)
  • house insurance(1)
  • car shopping(1)
  • sports car insurance(1)
  • teen car insurance(1)
  • contra costa county(1)
  • liability auto insurance(1)
  • fraud(1)
  • older drivers(1)

View Mobile Version
follow us quick links mission statement
Facebook

LinkedIn

Yelp
RSS Feed

Twitter

Google+
Home Page
About Us
Our Services
Newsletter
Get A Quote
Contact Us
"We are dedicated to providing you with the best possible service.
This includes finding you the best quote possible!"
True Rate Insurance | 3 Locations to Serve You: Los Angeles - Bell - Whittier | Ph: 323-735-1600 | CA License#0C26157            Copyright True Rate Insurance 2012
RSS Twitter Facebook LinkedIn Rss Feed Twitter Google+ Facebook LinkedIn Yelp