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True Rate Insurance Blog: auto insurance

View the latest blog posts from True Rate Insurance.

Summer is the time when most people start going out for events, travel, or just for fun. It is only natural to want to enjoy your sports car during the warm weather, but it is important to understand some of the unique situations that can occur during the summer. READ MORE >>

California auto insurance buyers are paying less for coverage than they were two decades ago while rates rose substantially for the rest of the country, says the Consumer Federation of America. The consumer group attributes the decrease to the state’s regulatory reform under Proposition 103, which mandates prior approval for rate increases. READ MORE >>

Unfortunately, insurance coverage is not permanent. Even more importantly, you should never assume that by paying money toward premiums for an insurance policy that it cannot be cancelled. After all, your insurance company may decide not to allow the driver to renew their contract when the contract ends. READ MORE >>

A look at the rules governing drivers’ licenses for older adults. Licenses are renewed every five years, and until age 70 drivers may automatically be granted two five-year renewals by mail or online. Starting at 70, drivers must renew in person, taking a written test and eye exam. READ MORE >>

What is an act of God? Most definitions use language like, "an unavoidable catastrophe caused by nature" and "something that alters events in a way outside of human control." As you may expect, it has nothing to do with believing a supreme being is a causal factor, but simply refers to unexpected situations and disasters that cannot be controlled, usually related to the natural world. READ MORE >>

Driving can open up new opportunities for teens but with those opportunities comes responsibility. It’s important for teens to understand those responsibilities and for parents to set appropriate expectations. READ MORE >>

Ronald D. White California auto insurance premiums are among most expensive in the U.S., ranking seventh-highest in a new analysis by Insure.com. But there are worse states to live in in term of auto coverage. It costs more to insure most cars, trucks and sport utility vehicles in Louisiana than in any other state. READ MORE >>

The main factor that sets usage based car insurance policies apart from regular insurance policies is how the premium for usage based policies is determined.  The amount of premium paid for usage based car insurance policies is dependent on the type of car you drive, the amount of hours you ... READ MORE >>

(MoneyWatch) How far would you go to get a discount on your auto insurance? With premiums that cost the average consumer about $1,600 annually, it appears there isn't much some consumers wouldn't do to cut their rates, according to a survey of 500 drivers done by CarInsurance.com. Specifically: READ MORE >>

Hail to the chief! If you’re in the market for a new car, depending on what type of vehicle you’re looking for, President’s Day Weekend may be the time to find it. In addition to certain discounts from the automakers, dealerships also may be offering deals or incentives to buy. READ MORE >>

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