Call us at 855-735-1600
Home Page Get A Quote Contact Us Newsletter Home Page
  • Home
  • Get A Quote
    • AutomobileImage of right arrow
      • Auto Insurance Quote
      • Los Angeles Car Insurance
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • Los Angeles Commercial Insurance
    • Dental
    • Flood
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Los Angeles Home Insurance
    • Life
    • Motorcycle
    • Other
    • Renters
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
    • Homeowners
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Frequently Asked Questions
    • News Center
  • About Us
    • About True Rate Insurance
    • Our Locations
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Lines of business buttons Auto Home Commercial Life Dental Registration Services International Drivers' License Mexican Insurance Motorcycle Boats Road Side Service
Home > Blog > Factors That May Cause A Los Angeles Car Insurance Company To Cancel Your Policy
THURSDAY, MAY 30, 2013

Factors That May Cause A Los Angeles Car Insurance Company To Cancel Your Policy

Los Angeles Car InsuranceUnfortunately, insurance coverage is not permanent. Even more importantly, you should never assume that by paying money toward premiums for an insurance policy that it cannot be cancelled. After all, your insurance company may decide not to allow the driver to renew their contract when the contract ends. Because of this, it is important for you to know the facts about your car insurance so that your insurance provider does not drop your coverage.

Lying about your driving record when you apply for the coverage is one key cause for the insurance company to drop your coverage. In most jurisdictions, an insurer has up to 60 days to cancel your coverage. Neglecting to tell the provider about speeding tickets, accidents, or DUIs can be grounds for cancellation of your policy. The insurance company can gain access to your driving record fairly quickly, so it is best to be upfront and honest about any issues with your driving record from the start.

Nonpayment of monthly premiums is also a reason for cancellation of your policy. If you are not able to make a payment for your policy, it is a good idea to contact your insurance provider and explain your situation. More than likely, the provider will allow you to have a grace period for payment. That means that your coverage will not lapse and you will still be able to maintain your policy, even though you will not be making the payment on time. The company may allow you to do this once or twice throughout the entire time you have the policy. The company will not allow you to do this on a monthly basis and may drop your coverage if it happens continually.

A company can choose not to renew your coverage when your policy expires if you make numerous frivolous claims or get a large number of tickets during a certain period of time. The insurance company may view you as a high-risk driver if you do not maintain a good driving record. High-risk drivers are not easy to insure because the company thinks that there is a higher chance they will have to pay claims when insuring these drivers than those who are more careful behind the wheel. Small incidents, such as a grocery cart hitting your car door or dinging your bumper on a trashcan do not require you to file a claim with your insurance company. More often than not, small dents or scratches can be repaired for a few hundred dollars. Depending on your deductible, it could save you a lot of time and hassle to simply pay to have the repairs done on your own.

For more information about what you can do to ensure that your Los Angeles car insurance coverage is not canceled, you can talk to an agent at True Rate Insurance Agency at 855-735-1600.
Posted 11:03 AM

Tags: los angeles car insurance, los angeles auto insurance, california car insurance, true rate insurance agency
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2013
  • 2012

  • insurance(22)
  • california(19)
  • los angeles car insurance(15)
  • los angeles(13)
  • auto insurance(6)
  • true rate insurance agency(5)
  • car insurance(5)
  • los angeles auto insurance(4)
  • true rate insurance(3)
  • home insurance(3)
  • california car insurance(3)
  • los angeles insurance(2)
  • teen drivers(2)
  • homeowners(2)
  • california home insurance(2)
  • comprehensive auto insurance(2)
  • true rate auto insurance(1)
  • refer a friend(1)
  • home fires(1)
  • superstorm sandy(1)
  • family(1)
  • auto insurance rates(1)
  • carpooling(1)
  • car share(1)
  • save on los angeles car insurance(1)
  • teen driving violations(1)
  • proof of car insurance(1)
  • brush fires(1)
  • vision insurance(1)
  • car(1)
  • win prizes(1)
  • san francisco(1)
  • auto policy(1)
  • reimbursement(1)
  • referrals(1)
  • ventura county(1)
  • proposition 33(1)
  • preparations(1)
  • leased vehicle(1)
  • california insurance commisioner(1)
  • state minimum requirements(1)
  • los angels.(1)
  • house insurance(1)
  • car shopping(1)
  • sports car insurance(1)
  • teen car insurance(1)
  • contra costa county(1)
  • liability auto insurance(1)
  • fraud(1)
  • older drivers(1)

View Mobile Version
follow us quick links mission statement
Facebook

LinkedIn

Yelp
RSS Feed

Twitter

Google+
Home Page
About Us
Our Services
Newsletter
Get A Quote
Contact Us
"We are dedicated to providing you with the best possible service.
This includes finding you the best quote possible!"
True Rate Insurance | 3 Locations to Serve You: Los Angeles - Bell - Whittier | Ph: 323-735-1600 | CA License#0C26157            Copyright True Rate Insurance 2012
RSS Twitter Facebook LinkedIn Rss Feed Twitter Google+ Facebook LinkedIn Yelp