Call us at 855-735-1600
Home Page Get A Quote Contact Us Newsletter Home Page
  • Home
  • Get A Quote
    • AutomobileImage of right arrow
      • Auto Insurance Quote
      • Los Angeles Car Insurance
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • Los Angeles Commercial Insurance
    • Dental
    • Flood
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Los Angeles Home Insurance
    • Life
    • Motorcycle
    • Other
    • Renters
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
    • Homeowners
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Frequently Asked Questions
    • News Center
  • About Us
    • About True Rate Insurance
    • Our Locations
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Lines of business buttons Auto Home Commercial Life Dental Registration Services International Drivers' License Mexican Insurance Motorcycle Boats Road Side Service
Home > Blog > Proof of car insurance? There's an app for that
MONDAY, JUNE 10, 2013

Proof of car insurance? There's an app for that

Smartphones are amazing. Now they can get you out of a ticket.

Twenty-four states now allow drivers to show electronic proof of insurance coverage during a traffic stop, according to the Property Casualty Insurance Association of America (PCI). Rather than root around in your glovebox for an insurance card (that you may or may not have remembered to replace with the new one), you simply hand the officer your phone.

Approving electronic proof of coverage laws so far in 2013 are Alaska, Arkansas, Georgia, Indiana, Iowa, Kansas, Kentucky, Maine, Mississippi, North Dakota, Oregon, Tennessee, Texas, Utah, Washington and Wyoming. They join Alabama, Arizona, California, Idaho, Louisiana, Minnesota and Virginia.

Bills await signatures from governors in Florida, Illinois, Missouri and Wisconsin, PCI says, and bills are still moving through legislatures in Michigan, Ohio and Pennsylvania.

You trust a lot of your life to a phone. Why not your insurance, too?

But what exactly am I showing them?
No one's nailed down exactly what constitutes acceptable electronic proof of insurance. California's law, for example, reads simply that "evidence of financial responsibility may be provided using a mobile electronic device."

A California Highway Patrol officer we spoke with said the preference was for an official-looking proof of insurance, such as a PDF from your insurer stored on your electronic device or an insurance card downloaded from your insurer's mobile application. However, since the law doesn't specifically exclude a picture of your insurance ID card that is stored on your phone, he said, it should be accepted by officers as valid proof of auto insurance.

The Arizona Department of Public Safety representative gave a similar answer.

Request your ID card for your auto policy here.

This post is by Des Toups of CarInsurance.com.
Posted 2:28 PM

Tags: insurance, car insurance, proof of car insurance, california, los angels.
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2013
  • 2012

  • insurance(22)
  • california(19)
  • los angeles car insurance(15)
  • los angeles(13)
  • auto insurance(6)
  • true rate insurance agency(5)
  • car insurance(5)
  • los angeles auto insurance(4)
  • true rate insurance(3)
  • home insurance(3)
  • california car insurance(3)
  • los angeles insurance(2)
  • teen drivers(2)
  • homeowners(2)
  • california home insurance(2)
  • comprehensive auto insurance(2)
  • true rate auto insurance(1)
  • refer a friend(1)
  • home fires(1)
  • superstorm sandy(1)
  • family(1)
  • auto insurance rates(1)
  • carpooling(1)
  • car share(1)
  • save on los angeles car insurance(1)
  • teen driving violations(1)
  • proof of car insurance(1)
  • brush fires(1)
  • vision insurance(1)
  • car(1)
  • win prizes(1)
  • san francisco(1)
  • auto policy(1)
  • reimbursement(1)
  • referrals(1)
  • ventura county(1)
  • proposition 33(1)
  • preparations(1)
  • leased vehicle(1)
  • california insurance commisioner(1)
  • state minimum requirements(1)
  • los angels.(1)
  • house insurance(1)
  • car shopping(1)
  • sports car insurance(1)
  • teen car insurance(1)
  • contra costa county(1)
  • liability auto insurance(1)
  • fraud(1)
  • older drivers(1)

View Mobile Version
follow us quick links mission statement
Facebook

LinkedIn

Yelp
RSS Feed

Twitter

Google+
Home Page
About Us
Our Services
Newsletter
Get A Quote
Contact Us
"We are dedicated to providing you with the best possible service.
This includes finding you the best quote possible!"
True Rate Insurance | 3 Locations to Serve You: Los Angeles - Bell - Whittier | Ph: 323-735-1600 | CA License#0C26157            Copyright True Rate Insurance 2012
RSS Twitter Facebook LinkedIn Rss Feed Twitter Google+ Facebook LinkedIn Yelp